Mortgages You Can Live With
Buying, Investing, And Refinancing Made Easy
We understand that buying a home or refinancing your existing mortgage can be overwhelming. That's why we've dedicated ourselves to simplifying this journey for you. Whether you're a first-time homebuyer, next home buyer, property investor, self-employed or navigating complex financial structures, our expert mortgage broker partners are here to find you the best financing solutions at competitive interest rates.
I Want To Buy A Home
I Want To Buy An Investment
I Want To Refinance
Why Use Our Partner Mortgage Brokers?
FREE Service
Lenders pay our partner brokers once your loan settles and service fees are comparable across lenders reducing bias.
Access Over 40 Lenders
Obtain expert recommendations comparing over 40 lenders including the big four banks and hundreds of loan products to ensure you get the most competitive rate.
Premium Service
Our partners are hungry for your business. We deliver a high volume of referrals so they remain 100% committed to delivering the best solution to you as our valued clients.
Conveyancing FAQs
What is conveyancing?
Conveyancing is the legal process of transferring ownership of a property from the seller to the buyer. It involves preparing, verifying and lodging the various legal documents involved in buying or selling a property, as well as completing the property settlement.
What is property settlement?
Property settlement is the legal process that is facilitated by a conveyancer. It occurs when the ownership of a property passes from the seller to buyer, and the balance of the property sale price is paid.
How much does conveyancing cost?
Conveyancing costs can vary depending on the complexity of the transaction; those that require more searches and paperwork. For example, new and off the plan properties attract a higher cost due to the legal complexity and the larger volumes of documents required to be reviewed. Our partner conveyancers offer fixed fee services plus disbursements and no upfront costs.
When is the best time to contact a conveyancer?
If you are buying a property, contacting a conveyancer earlier will allow you to be better prepared when you find a property that you wish to progress your interest on. You will be able to quickly and properly receive a contract review to give you the confidence and peace of mind when submitting your pre-auction offer without having to waste precious time researching and reviewing conveyancers in your area.
It is often said that time kills deals. If you are selling a property, you want your contract of sale and section 32 documents prepared and ready for the first open for inspection. Not doing so could allow a potentially hot buyer to walk away and build interest with a different property.
I have had difficulty obtaining loans in the past. Will this be a problem?
Our expert mortgage broker partners have provided solutions for the most complex financial structures and circumstances including the use of self-managed super funds, trust structures, and individuals who are self-employed or have damaged credit ratings.
Does Townly get paid a marketing fee?
Our partner mortgage brokers may pay Townly a marketing fee when they successfully connect with homeowners through Townly and subsequently settle on a loan. Townly receives nothing if the loan does not settle which is why you can be confident and assured that we partner with only highly experienced mortgage brokers with an excellent reputation for customer service.
The marketing fee is taken from the standard fees that the broker receives from the lender when a loan settles and does not increase any costs to homebuyers.
What happens after I submit an enquiry?
A Townly team member will contact you to confirm your details. Next, we will connect you with the best partner mortgage broker to discuss your individual circumstances and mortgage requirements along with the information you provided on the enquiry form. They will use specialist software to compare hundreds of home loans to source the one with the best fit according to your needs.